Manage Risk & Uncertainty Using Life Insurance: Just as you transfer your risk with insurance to protect against damage to your home or automobile, you can also use insurance to safeguard your earning power, your retirement income and your net-worth for your family. In many cases, you will find life insurance and long-term care insurance can be used to protect your assets - now and in the future. With the help of insurance products, either as stand-alone or part of a well-designed comprehensive plan, can help preserve your precious assets.

Business Uses - If you own a company, creative uses of life insurance can help you attract and retain top personnel, provide unique incentives for key executives and even fund a cost-efficient business succession strategy.

Wealth Preservation - In addition to safeguarding you business investment, life insurance can also help you estate pay federal transfer taxes and other costs.

Wealth Accumulation - Non qualified deferred compensation and other executive bonus programs can help your business attract and retain top talent. We will show you how these and other plans can benefit both you and your company.

Charitable Giving - Thousands of charities are recipients of life insurance and annuity gifts each year. Not only can you turn modest gifts into major endowments, you can also replace assets given to charity so your family's inheritance remains intact. When combined with estate and financial planning techniques, these products can provide additional benefits to those who give and those who receive.